Crash at a junctionMercedes GLE
Insurer paid11 200 zł
We recovered+9600 zł
Total in hand20 800 zł
Verification
Started case analysis for a client from Kraków
Insurance cases
Underpaid by your insurer?We recover the difference
Insurers almost always underpay post-accident repair costs. We check your case for free and recover what you were underpaid – no upfront fee, payment on results only.
Results, not promises
18 600 złlargest top-up for a client
8500+ złaverage top-up
562clients received a payout
95%of cases taken to result
Why it pays to be with us
Feel the difference – before and after RemZone.
On your own
The insurer underpaid – and you don't even know
With RemZone
We check and recover the real top-up amount
On your own
Piles of paperwork, calls and refusals
With RemZone
We handle all the insurer paperwork for you
On your own
You pay for the repair out of pocket
With RemZone
Repair covered by the at-fault OC – 0 zł
On your own
Unclear how much you're owed
With RemZone
A free, honest valuation of your case
We don't just repair cars – we get your money back from the insurer.
After an accident we take over the talks with the insurer and recover the amount you were underpaid – transparently and on results only.
1Cashless Accident Repair
We repair at the insurer's cost
If the accident wasn't your fault, we restore your car under the at-fault OC policy. You pay nothing – quality and warranty are on us.
Cashless Accident Repair →2Recover Your Payout
We recover what you were underpaid
We review the insurer's decision, value the real loss and pay you a sum agreed in advance – straight away, with no percentage of the payout.
Recover Your Payout →3Turnkey
We take the paperwork off your hands
Documents, correspondence, deadlines and expert reports – that's our job. Your only task: leave a request.
How it works
1
01
Request and review
You leave a request – we assess the case for free and tell you if it's worth it.
2
02
Document analysis
We review the payout and the insurer's report and calculate the real loss.
3
03
Repair or top-up
We repair the car at the insurer's cost or recover the underpaid difference.
4
04
Car and money
You get your repaired car, and the top-up goes to your account.
Real examples
How much we recovered for our clients
Crash at a junction
Parking lot hitŠkoda Superb
Insurer paid4800 zł
We recovered+3700 zł
Total in hand8500 zł
Road damageVW Golf
Insurer paid3100 zł
We recovered+2400 zł
Total in hand5500 zł
Figures shown as examples – every case is calculated individually.
01 – 04
Money now, the risk is ours
We don't work for a percentage. We value the claim, pay you the agreed amount straight away and then pursue the insurer ourselves – that risk is on us.
Independent expert valuation
We prepare our own damage valuation the insurer can't simply ignore. The numbers are on your side.
All the paperwork on us
Correspondence, deadlines, call-outs and documents with the insurer – that's our job. You don't spend a minute.
Our own workshop & warranty
We repair at our own RemZone workshop with quality parts and up to 12 months' warranty.
Hundreds of clients have already recovered their money with RemZone
How much can you recover?
See how much more you could receive
Insurers often underpay post-accident damage by several – sometimes over a dozen – thousand zł. We break your estimate down item by item and calculate what you should really have received, then recover the difference.
- We pay the difference as a top-up – no court, no upfront fee
- Within days you know how much you were underpaid
- We take cases from years back too (usually up to 3 years)
- The valuation is free and you are paid straight away – no commission
Check how much you're owed
Leave a request – we'll check your case for free and tell you what to expect. No obligation.
Good to know
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22.07.2026
How to Spot an Underpaid Insurance Claim After an Accident – and How Much You Could Still Be Owed
Got a payout from the at-fault driver’s insurer, but something feels off? That instinct is often right: underpaid claims are one of the most common problems after an a…
Read →FAQ
FAQ
The review and the consultation are free. For a top-up we take no percentage: we value the claim, pay you the agreed amount straight away and then deal with the insurer at our own cost. Cashless repair is paid by the at-fault insurer.
Cashless repair is like a normal one – we agree the timing right away. A top-up depends on the insurer, usually a few weeks – we run the case and keep you posted.
Yes. You can claim a top-up within the limitation period – usually up to 3 years from the event.
Documents about the accident and payout: the insurer's decision, photos, the estimate. We do the rest.
Yes – both the at-fault OC and your own AC (comprehensive).