Crash at a junctionMercedes GLE
Insurer paid11 200 zł
We recovered+9600 zł
Total in hand20 800 zł
Verification
Started case analysis for a client from Kraków
Insurance cases
Recoveryour payout
The payout came in below the real cost of the repair? We value the claim and pay you the difference straight away – after that it's our job and our risk.
Results, not promises
18 600 złlargest top-up for a client
8500+ złaverage top-up
562clients received a payout
95%of cases taken to result
Why it pays to be with us
Feel the difference – before and after RemZone.
On your own
The insurer underpaid – and you don't even know
With RemZone
We check and recover the real top-up amount
On your own
Piles of paperwork, calls and refusals
With RemZone
We handle all the insurer paperwork for you
On your own
You pay for the repair out of pocket
With RemZone
Repair covered by the at-fault OC – 0 zł
On your own
Unclear how much you're owed
With RemZone
A free, honest valuation of your case
We don't just repair cars – we get your money back from the insurer.
After an accident we take over the talks with the insurer and recover the amount you were underpaid – transparently and on results only.
1Cashless Accident Repair
We repair at the insurer's cost
If the accident wasn't your fault, we restore your car under the at-fault OC policy. You pay nothing – quality and warranty are on us.
Cashless Accident Repair →2Recover Your Payout
We recover what you were underpaid
We review the insurer's decision, value the real loss and pay you a sum agreed in advance – straight away, with no percentage of the payout.
Recover Your Payout →3Turnkey
We take the paperwork off your hands
Documents, correspondence, deadlines and expert reports – that's our job. Your only task: leave a request.
How it works
1
01
Free review
Send us the insurer's decision, the photos and the estimate. We tell you honestly whether it's worth fighting for and roughly how much can be recovered.
2
02
Valuation of the claim
We calculate the real loss at market rates and manufacturer standards, then name the sum we're ready to pay you.
3
03
Agreement and payment
We sign an assignment of the claim and transfer the money – without waiting for the insurer to decide anything.
4
04
From there it's on us
Recovering the difference from the insurer becomes our job and our risk. How long it takes is no longer your problem.
Real examples
How much we recovered for our clients
Crash at a junction
Parking lot hitŠkoda Superb
Insurer paid4800 zł
We recovered+3700 zł
Total in hand8500 zł
Road damageVW Golf
Insurer paid3100 zł
We recovered+2400 zł
Total in hand5500 zł
Figures shown as examples – every case is calculated individually.
01 – 04
Money now, the risk is ours
We don't work for a percentage. We value the claim, pay you the agreed amount straight away and then pursue the insurer ourselves – that risk is on us.
Independent expert valuation
We prepare our own damage valuation the insurer can't simply ignore. The numbers are on your side.
All the paperwork on us
Correspondence, deadlines, call-outs and documents with the insurer – that's our job. You don't spend a minute.
Our own workshop & warranty
We repair at our own RemZone workshop with quality parts and up to 12 months' warranty.
Hundreds of clients have already recovered their money with RemZone
Recover Your Payout
What you get
The payout came in below the real cost of the repair? We value the claim and pay you the difference straight away – after that it's our job and our risk.
- Money now, not after months of correspondence
- No commission, no percentages – the sum is fixed in the agreement
- The risk and the waiting are ours, not yours
- We take on older cases too – usually up to 3 years
Check how much you're owed
Leave a request – we'll check your case for free and tell you what to expect. No obligation.
Good to know
Insurance claim guides
18.07.2026
Cashless Accident Repair in Warsaw – A Step-by-Step Guide
A car accident is always stressful, even when it wasn’t your fault. The good news: if the other driver caused it, you can get your car fully repaired without paying a…
Read →20.07.2026
Is Cashless Accident Repair Really Free? What the At-Fault Driver’s OC Covers – and What It Doesn’t
“Free repair” sounds too good to be true – which is why so many drivers in Warsaw ask us the same question: what’s the catch? Honestly, there isn’t one. But it’s worth…
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22.07.2026
How to Spot an Underpaid Insurance Claim After an Accident – and How Much You Could Still Be Owed
Got a payout from the at-fault driver’s insurer, but something feels off? That instinct is often right: underpaid claims are one of the most common problems after an a…
Read →FAQ
Frequently asked questions
Nothing. We don't work for a percentage: we value the claim free of charge and name the sum we'll pay you straight away.
Once the agreement is signed – without waiting for the insurer. We agree the exact timing up front so you know when the funds arrive.
That's our risk. The sum we paid you doesn't change, even if the recovery drags on.
Usually you can claim within the limitation period, which is up to three years from the event. Cases from 2023–2024 are often still live.
That's fine. The claim is about the undervalued loss, not about whether the car was repaired. We need the insurer's decision, photos of the damage and the estimate.
No. This is either a claim on the at-fault party's policy or a review of an understated calculation – it's your right, not a fight.